SmartCoin is a mobile-app based lending platform that provides micro-loans to the middle- & lower-income customers. SmartCoin has disbursed 300K+ personal loans till date to profiles like small business owners, salaried professionals, and support executives, with a minimum monthly income starting from as low as Rs. 15,000 per month.

The app leverages artificial intelligence and data science to assess the risk profile of a borrower in real time. Getting a personal loan through SmartCoin app is entirely automated, fast, convenient, and personalized.

This App is very usefull for salaried as well unemployed person because it helps to provide personal loan with easy emi and instant disbursement + it also help to provide business loan with some paperwork

Features and benefits

SmartCoin provides an instant personal loan with the following features and benefits:

  • Entirely digital process: You can apply for a loan on SmartCoin app. This is a completely digital and paperless process.
  • Quick online process: Loan application form on SmartCoin is very short and simple. All you need to do is fill the application and upload a few documents.
  • Get cash anytime anywhere: You can apply for a SmartCoin loan with just a few clicks, anytime, anywhere.
  • Instant disbursal: Once your application is approved, the loan amount is credited into your bank account instantly within a couple of hours.
  • Easy repayment: You can repay the loan anytime during the tenure; there are no repayment charges.

Key details about SmartCoin loan

Interest rate Minimum APR: 29%
Loan tenure 91 days to 120 days
Personal loan amount Rs. 1,000 to 25,000

How to apply for a loan on SmartCoin

  To get a personal loan through SmartCoin, you need to download and install the SmartCoin app to process your loan application. Here is a step by step guide to register on SmartCoin and apply for an instant personal loan online.

Step 1: Download SmartCoin or Moneytap App from Google Play Store.

Step 2: Log in to the app with your social media account – Facebook or Google.

Step 3:  Provide your KYC information and upload a few documents required by SmartCoin for your creditworthiness evaluation.

Step 3: SmartCoin loan processing time is very short. Once your profile is verified and approved, you will receive money straight into your bank account in just a few hours.

Eligibility for SmartCoin personal loan

Any resident Indian who is above 23 years old and earns Rs. 15,000 monthly income can apply for a SmartCoin loan.

Documents required for SmartCoin loan

SmartCoin loan needs minimal documentation. Here is the checklist of the documents required.

  • PAN Card
  • Address proof: Aadhar Card/ Voter ID Card/ Electricity Bill / Driving License / Telephone Bill
  • Bank Statement
  • Selfie 

You can use a personal loan from SmartCoin for the following purposes:

  • Utility bill payment 
  • Business requirements
  • Travel expenses
  • Loan EMI payment
  • Credit card payment
  • Purchase of gadgets

SmartCoin contact detail

SmartCoin customer care and contact details are as under:

Official email address: contact@SmartCoin.co.in

Website address: https://www.SmartCoin.co.in/

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