Comparing 5 Best WooCommerce Payment Gateways for WordPress

woocommerce payment

Are you looking for streamlined WooCommerce payment gateways for your online business? 

Choosing the accurate WooCommerce payment gateway is a crucial decision to proceed ahead. It constitutes long term preferences over the success ratio, and the sustainability factor is always the critical factor of any online business, i.e., Square WordPress Plugin is an integrated extension of Square Payment Gateway that intimates 

Hence, in this article, we’ll compare the 5 best WooCommerce Payment Gateways for WordPress that provides you a clear picture to choose the accurate plugin for your business.

How to Get Started with The Best WooCommerce Payment Gateway

If you have decided to start your WooCommerce store, then you face the decision to choose or set up a payment gateway. Third-Party Service Providers, i.e., Payment Gateways, enables you to accept online payments on your online store.

Not all of them comprise the same policies, processing charges, and features. Choosing a preliminary payment gateway results in increased costs and hurts the core values of your business.

Following are the few essential aspects that you must consider while selecting a suitable WooCommerce Payment Gateway for WordPress.

Transaction Costs

Several WooCommerce payment gateways often charge a specific amount of fee on each transaction that occurs on your online store. This transaction fee might vary as per your business location, customer cards, and payment gateways. 

Likewise, you can try to fix it by increasing the burden to your potential customers. However, this means that you have to increase your products’ prices, and your customers might find significant products away at lower prices. 

Additional Charges

Instead of charging transaction fees, some WooCommerce payment service providers might also charge some additional charges to set up the fees, maintain accounts, or charge withdrawal for bank accounts.

Recurrent Payments

Several businesses sell subscription-based products such as membership packages or any online course. In particular, you would also want to get involved in the recurring payments feature.

Although specific payment gateways need customers to complete a particular transaction manually and don’t support recurring payments, you must check for this specific option if your business needs automatic renewals.

Availability in Your Target Region

The next phase is to ensure that the available payment service you want to choose is available in your and your customers’ country. Suppose, if there are several customers located in Europe, then you might want to adopt a payment service provider that is rapidly available and popular in the specific region.

You’ll have to find this information on each payment gateway’s site under the ‘supported countries. If you couldn’t find this information, then send them an email to be precisely defined. Likewise, these are only the essential items to choose from, and you would also want to see relevant features that your business might require. For Instance, easy refunds, additional security, verification, and regulatory compliance depending on your specific region.

Now let’s discuss the best WooCommerce payment gateways for WordPress, and see how they focus on the particular requirements.

1. Square

Square is one of the popular WooCommerce payment gateways for online stores or marketplace. Usually, online stores consist of a physical location, delivery services, and other options for selling purposes. 

The Square WordPress plugin is readily available in Canada, Japan, Australia, the UK, and the US. Moreover, each country’s transaction fees may vary, but it provides a fixed transaction rate. 

Similarly, Square’s WooCommerce Extensions synchronizes the product with your site and your square account. Furthermore, you can also incorporate products into your Square account implemented into your online store. Notably, it also supports recurring payments used alongside the WooCommerce subscription extensions.

Payment Gateway Fees: Pay 2.75% (2.65% for CA, 1.9% for AU, 1.75% for UK, and 3.25% for JP) per in-person transaction and 2.9% + $.30 (2.9% + $.30 for CA, 2.2% for AU, 2.5% for UK, and 3.6% for JP) for online transactions.

2. PayPal

PayPal is one of the leading payment service providers available for WooCommerce stores. It comes with pre-built support for using PayPal on your eCommerce store. Being the leading payment gateway in the industry, PayPal provides a wide variety of services that are well suited for business, personal, eCommerce, and marketing aspects.

PayPal is available in several countries, but there are certain restrictions in other countries. Always be sure that it is supported in your country also with your target customers.

Moreover, the standard WooCommerce PayPal extension consists of a PayPal business account. It doesn’t offer an on-site checkout experience that means your customers are redirected to a PayPal site to fulfill the purchase.

Also, PayPal charges based on the type of account used and the amount of sales volume you’ve generated. It provides an intuitive role in your business, and you must have a detailed review before deploying it.

Payment Gateway Fees: PayPal Pro uses the direct method and can handle regular product sales, but can’t process recurring payments such as subscriptions. It also costs $35 per month, and there’s a PayPal transaction fee of 2.9% plus 30 cents.

3. Stripe

Stripe is a fine-tuned payment gateway that accepts payments via credit cards on your website. It comes integrated with WooCommerce and provides built-in support to choose Stripe as your dedicated payment gateway. 

It constitutes all-inclusive debit and credit cards, and your customers can also pay using Apple Pay, Alipay, and Google Pay. This payment gateway is available in 40+ countries and provides supports 135+ currencies. Also, there is no setup or annual fees for the Stripe payment gateway, but they usually charge 2.9% + 30¢ per transaction. 

It also provides an intuitive checkout experience that enables customers to stay updated on your site during the entire checkout process. It also works smoothly on both desktop and mobile. Stripe also supports recurring payments, and it can also be used with any subscription package or WordPress membership plugin.

4. Amazon Pay

You would be aware that Amazon is also a payment gateway dominating the notion of eCommerce and cloud computing services. The significant benefit is to use Amazon Pay is to know your people and trust your company, making them feel comfortable after making purchases through it. 

Amazon Pay enables customers to pay using debit or credit cards, and they usually charge the same as all our other categories with 2.9% per transaction plus $0.30.

Apart from attaining an enhancement from the Amazon brand, this specific payment gateway is a versatile option for multi-currency stores. Also, it enables shoppers to checkout without leaving the site page. When talking about integrating WooCommerce, the process is quite simple. There is an official Amazon Pay extension that you can use, and you can already have an account or association to set up your process.

Payment Gateway Fees: Amazon Pay charges a domestic processing fee of 2.9% and an authorization fee of $0.30, plus tax where applicable.

5. WooCommerce Payments 

WooCommerce Payments is a fine-tuned payment solution referred by the professionals behind WooCommerce. It provides an improved checkout and usability experience and a deeply integrated payment gateway for your online store. 

Recently, WooCommerce Payments is only available for the US-based merchants selling products in US Dollars. The fee structure rated at 2.9% + $0.30 per transaction for the US-issued cards and a 1% fee for cards issued beside the United States, making it more expensive than other solutions. 

Hence, this solution is as simple as a white-label version of Stripe. Also, you’ll need a WordPress account and a JetPack plugin installed on your store.

Summary: Which Payment Gateway for WooCommerce to Choose?

Choosing the best payment gateway is a crucial task. The people who shop at your online store would constitute a preferable payment method. If you don’t provide support, they might look to make their purchases somewhere else. As such, your choice of payment gateway for WooCommerce is a critical task to proceed ahead. In most cases, the integration of more than one option is likely to be recommended. The reasons to choose the following 5 payment gateways are as follows:

  • Square: If you want to pay using credit cards or mobile payments, then square would be the best option to prefer.
  • PayPal: If you’re looking to use a simple payment gateway, PayPal would be a preferred choice.
  • Stripe: If you’re looking for a developer-friendly and intuitive payment gateway that enables you to accept credit cards and mobile payments, then you should choose Stripe.
  • Amazon Pay: Using this payment gateway, you can take a credit card and Amazon Pay transactions.
  • WooCommerce Payments: With this payment gateway, the user can set a specific fee structure set at 2.9% +$0.30 per transaction for US-issued cards. 


Anas Dilshad is a Digital Marketing Expert at I like to spend my time reading books, and it develops my knowledge on various topics. It also helps me in connecting with the digital world. I love to create content on WordPress and WooCommerce to convert my experience into blogging.

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